FLHome Buyer Guide
BROWARD COUNTY · FIRST-TIME BUYER

Start with the
right certificate.

Find an accepted HUD-approved homebuyer workshop, register with a verified Broward-area provider, and understand what comes next.

8 hoursFull-day workshop FreeCurrently advertised 2 formatsIn person or Zoom
!

HUD approval is only one part of eligibility.

HUD approves counseling agencies. Your lender or assistance program decides which course, format, and certificate it accepts. For Broward County purchase assistance, use a HUD-approved South Florida provider and keep the certificate less than 12 months old at closing.

Read Broward’s requirements ↗

Four steps. No guesswork.

Confirm the course before spending money or committing a full day.

01

Confirm

Ask the lender which provider, format, hours, counseling, and certificate age it accepts.

02

Register

Enroll individually using your legal name, reliable email, and current telephone number.

03

Complete

Attend every hour and finish the intake packet, attendance checks, and required follow-up.

04

Save

Verify the certificate, retain the original PDF, and send a copy to the lender or program.

RECOMMENDED FIRST CHECK

Urban League of Broward County

A HUD-approved agency with a one-day homebuyer workshop covering budgeting, credit, mortgage choices, inspections, insurance, real estate professionals, and closing.

DURATION8:30 AM–5:00 PM FORMATIn person or Zoom COSTCurrently free CERTIFICATEFull attendance required
1

Reserve your seat

Each participant registers separately. Watch your email for confirmation, Zoom details, and any intake forms.

View dates and register ↗ Questions? 954-584-0777 Confirm the next available date; posted event series can expire.

Choose the format that works.

Always confirm acceptance, current availability, and total cost with your lender or program.

HF
MONTHLY WORKSHOPS

Housing Foundation of America

  • Eight-hour education
  • HUD-approved certificate
  • Call to confirm format and fee
HUD

Need another approved provider?

Search HUD’s directory or call the housing-counseling referral line at 800-569-4287.

Search HUD providers ↗

Your 12-day path from preparation to closing

1 of 12 lessons available

01PREPARE

Build a realistic financial foundation

  1. Day 1HUD-approved homebuyer education and certificates
  2. Day 2Credit reports, scores, debts, and lender preparation
  3. Day 3Cash planning: down payment, closing costs, and reserves
  4. Day 4Mortgage choices and housing counseling
02SHOP

Compare financing and choose carefully

  1. Day 5Prequalification, preapproval, and application documents
  2. Day 6Florida Housing and local assistance programs
  3. Day 7Comparing Loan Estimates, rates, points, and lender costs
  4. Day 8Agents, neighborhoods, property types, and associations
03PURCHASE

Protect yourself from offer through closing

  1. Day 9Offers, contracts, deposits, and contingencies
  2. Day 10Inspection, appraisal, title, insurance, and flood risk
  3. Day 11Underwriting, the Closing Disclosure, and wire-fraud safety
  4. Day 12Final walkthrough, closing day, and early homeownership

Buyer lessons